If you apply for finance, our finance providers will use a credit scoring system and will search the files of any licensed credit reference agency who will keep a record of that search and details about your application.
Failure to supply information may result in refusal of credit. Where the application is on behalf of a partnership or incorporated body, the signatory must confirm that they are entitled to disclose information about each partner, shareholder, or director and to authorise a search and/or record information at credit reference agencies about each person and that they understand that an "association" will be created at the credit reference agencies which may link their financial records.
If you want to have details of the credit reference and fraud prevention agencies from whom information may be obtained about you, you have a legal right to these details. You have a right to receive a copy of the information they hold about you. If you apply to them in writing a fee will be payable. You also have the right to require the rectification of the information relating to you if it is incorrect, incomplete, ambiguous or out of date.