The type of lease which will suit you is dictated by who is paying the bill: will the payments come out of your personal bank account or a company account?
If you are making the payments, you are a personal customer and you have three choices: Personal Contract Purchase (PCP), Personal Contract Hire (PCH) or Hire Purchase (HP).
If a company is making the payments you are a business customer and you have two choices: Contract Hire (CH) and Hire Purchase (HP).
PCP gives a personal customer the option to purchase the car at the end of the lease period, however there is no obligation to do so.Find out more
PCH is a lease with no option to buy at the end of the term - the car must be handed back to the finance company.Find out more
CH is a business lease, where the company hand the car or van back at the end of the lease period.Find out more
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