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Personal Contract Hire

Straightforward lease and hand back -

This is ideal for you if you just want to lease a car, pay for it monthly, and hand it back at the end of the period. There is no option to buy at the end of this contract.

You don't have to incur a large initial payment - you can start with just 1 month's payment - and you don't have to worry about disposing of the car at the end, you just hand it back.

Road Tax is included for the duration of the agreement. Fixed cost maintenance, breakdown recovery and a host of other services are also available through the maintenance option.

Monthly payments are fixed at the start of the lease term, and stay the same regardless of the used car market. Changes in VAT rates will be reflected in the rentals however. The finance company owns the vehicle (and therefore carries the associated risks) and at the end of the agreement the car or van is returned. Payments are determined from the purchase price of the vehicle, duration of lease, anticipated contract mileage and resale value at the end of the period of the lease.

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